- Prepare for College
- Pay for College
- Planning for the Cost of College
- Saving for College
- Setting a Spending Plan
- Top 10 Ways to Save Money at College
- Working
- Finding Money for College
- Completing the FAFSA
- Reviewing the Student Aid Report
- Comparing Award Letters
- Investigating Resources For Native American Students
- Tax Savings
- Financial Aid and Scholarship Help Is Free
- Links to Calculators
- Get a Student Loan
- View/Change My Loan Information
- Get Repayment Information
- Make a Payment
 |
Monthly Income and Expense Worksheet
Use this Monthly Income and Expense Worksheet to help determine what your monthly income and expenses will be when you begin repaying your loan.
Monthly Income
NOTE: Some of your income or expenses may not be payable on a monthly basis. Please adjust the figures to reflect them as monthly payments. This will help you have a more accurate picture of your monthly financial activity.
| Net Wages (Take-home pay after taxes, Social Security, and other deductions) | ||
| Self | ||
| Spouse | ||
| Other Income | ||
| Child Support/Alimony | ||
| Interest/Dividends/Investments Income | ||
| Tax Refunds/Other Income | ||
|
Monthly Expenses
|
||
| Student Loan Payments | ||
| Federal Stafford Loan | ||
| Federal Direct Loan | ||
| Perkins Loan | ||
| Federal Consolidation Loan | ||
| Nursing Student Loan | ||
| Health Education Assistance Loan | ||
| Federal PLUS Loan | ||
| Federal Supplemental Loans for Students (SLS) | ||
| Other Educational Loans | ||
| Personal Health | ||
| General health insurance/Hospitalization | ||
| Cancer Care/Other medical and dental insurance | ||
| Non-reimbursed health care | ||
| Non-reimbursed medicines/Vitamins | ||
| Housing & Housing Maintenance | ||
| Rent/Mortgage | ||
| Property Taxes | ||
| Homeowners/Rental insurance | ||
| Electricity/Gas | ||
| Water/Sewer | ||
| Garbage handling | ||
| Telephone | ||
| Repairs/Maintenance (house, yard, appliances) | ||
| Furnishings (furniture, linen, appliances) | ||
| Child Care | ||
| Day care/Pre-school | ||
| Baby/Child sitting | ||
| Child support you must pay | ||
| Allowances | ||
| Clothing and Grooming | ||
| New clothing/Shoes | ||
| Repairs/Alterations | ||
| Dry cleaning/Laundry | ||
| Hair care/Toiletries/Cosmetics | ||
| Gifts/Donations | ||
| Birthdays/Anniversaries | ||
| Other Holidays | ||
| Church/Charities | ||
| Transportation | ||
| Car payment/Lease | ||
| Car insurance | ||
| Gas/Oil/Tires/Car registration/Inspection | ||
| Driver's license/Tags/Car registration/Inspection | ||
| Public transportation | ||
| Food | ||
| Groceries | ||
| Outside meals/Food delivered to home | ||
| Outside snacks/Coffee breaks | ||
| Pet food | ||
| Other items usually purchased with groceries | ||
| Savings/Retirement | ||
| Savings deposits | ||
| IRA deposits/Annuities | ||
| CD's/Money Market Funds | ||
| Stocks/Bonds/Other investments | ||
| Other Debt Payments | ||
| Major credit cards/Store charge cards | ||
| Installment loans with a bank, savings & loan, credit union or store | ||
| Loans from relatives/friends | ||
| Professional and Financial Services and Fees | ||
| Life/Disability insurance | ||
| Attorneys/Accounting fees | ||
| Banking/Credit card fees | ||
| Union/Professional dues | ||
| Tuition/Special training | ||
| Recreation | ||
| Cable/Internet | ||
| Entertainment (movies, plays, home) | ||
| Sports (spectator, participation) | ||
| Hobbies/Special interests | ||
| Vacations/Short trips | ||
| Miscellaneous | ||
| Work-related uniforms/Special equipment | ||
| Non-reimbursed employee expenses (business entertaining, etc.) | ||
| Alimony you must pay | ||
| Emergency/Other unexpected expenses | ||
| Total Monthly Income | ||
| Total Monthly Expenses | ||
| Education Assistance Corporation • All rights reserved. |