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| AmeriCorps |
| Permanent and Total Disability |
| Death Cancellation |
| Links to Calculators |
Get Repayment Information
Check Out Loan Forgiveness and Cancellation
To find out if you're eligible for the Teacher Loan Forgiveness Program, complete our Teacher Loan Forgiveness Eligibility Wizard.
Teacher Loan Forgiveness Eligibility Wizard |
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1. |
Do you have an outstanding balance on one or more of the loan types listed below?*Note: Teacher loan forgiveness will only repay the portion of a Consolidation loan that repaid eligible Stafford loans |
| If YES, continue to question 2. | |
| If NO, you are not eligible for Teacher Loan Forgiveness. | |
To apply for Teacher Loan Forgiveness and/or Teacher Loan Forgiveness Forbearance, select the links below.
AmeriCorps is a program that allows you to volunteer to gain valuable work and life experience while helping others in your community. If you serve for a term of ten months to one year, you may be eligible to receive up to $7,400 in stipends plus $4,725 to spend on your student loans. Call 1-800-942-2677 for more information.
Permanent and Total Disability
If you are permanently and totally disabled, you may qualify to have the unpaid balance of your loan cancelled. Permanent and total disability means that you are unable to work and earn money because of an illness or injury that is expected to continue indefinitely or result in death.
Documentation provided by a medical doctor or doctor of osteopathy is required to qualify for permanent and total disability.
If your loan holder accepts your application, and the Department of Education affirms that you meet discharge criteria, you will be subject to a conditional discharge period of three years during which you will be monitored to ensure continued eligibility. At the end of this period, if you still qualify, you will be awarded permanent loan discharge.
Request Total and Permanent Disability Cancellation
In the instance that you die or the student for whom you borrow a PLUS loan dies, your Federal Family Education Loans will be discharged. For documentation of the discharge, an original or certified copy of the death certificate is required.
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